Terms & Conditions

Welcome to Instant Pay Link. By accessing or using our platform, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our services.

1. Nature of Services

Instant Pay Link provides an online platform that enables users to:

2. User Responsibilities

Users are responsible for providing accurate billing and payment details. Instant Pay Link shall not be responsible for incorrect payments made due to incorrect information provided by the user.

3. Payment Processing

All payments made through Instant Pay Link are processed through third-party payment gateways and banking partners.

While Instant Pay Link strives to ensure smooth transactions, we do not guarantee uninterrupted availability of payment gateways as they are managed by external service providers.

4. Settlement Timeline

Payments collected through Instant Pay Link shall be settled with the concerned biller, merchant, or service provider within T+2 working days from the date of successful transaction, subject to settlement timelines of payment gateway providers and banking partners.

5. Cashback & Promotional Offers

Cashback offers and promotional benefits may be provided from time to time. Such offers are subject to eligibility criteria and may be modified, withdrawn, or discontinued at any time without prior notice.

6. Limitation of Liability

Instant Pay Link shall not be liable for any loss arising due to:

7. Fraud & Misuse

Any misuse of the platform including fraudulent payment collection, misrepresentation, or illegal activities may result in immediate termination of access and legal action.

8. Modification of Terms

Instant Pay Link reserves the right to update or modify these terms at any time without prior notice.

9. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of India.